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DISCLAIMER : The other products offered by affiliate companies of First Commercial Bank, N.A. are not a deposit or other obligation of, or guaranteed by, the bank or an affiliate of the bank; are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States, the bank, or an affiliate of the bank; and in the case of an insurance product or annuity that involves an investment risk, there is investment risk associated with the product, including the possible loss of value.