When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.
Are your personal belongings protected?
You might think that your landlord’s insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you’d think.
What can your renter’s policy do?
There are two parts to renters insurance. The first is property coverage for damage or loss from certain unexpected events. Be sure to check your renter’s insurance coverage details–there will usually be both an overall limit on the payout and a maximum amount for any one renter’s insurance claim. Here are a few examples of what can be covered in a renters policy:
Fire
Liability (Guest Injuries)
Theft
Lightning
Wind/Hail
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