Golf Cart insurance provided by 1st Insurance

What Is Golf Cart Insurance?

Stay on top of your game with customized golf cart insurance. We can help you choose the right level of protection and options at the right price.

We offer full coverage for your gas or electric golf cart. Plus, our insurance comes with full access to our specialized claims service.

Why Do Golf Carts Need Insurance?

Golf cart accidents can happen at any time and place. You can damage someone’s property or get in an accident while on the golf course. Having golf cart insurance is important because it helps protect you from these kinds of risks.

How you use your golf cart affects how much coverage you need. Depending on how you use it, consider these coverages for your golf cart insurance.

  • Basic golf cart: Helps protect your golf cart if you only drive it on a course. You can add this endorsement to your homeowner’s insurance policy.
  • ATV golf cart: Using a modified golf cart at the golf course or off-road requires more coverage.
  • Modified – Low-speed vehicle (LSV): If you plan to use your golf cart on the course and on public roads, you may need to get an auto insurance policy for LSVs.

Depending on where you live, your state may have different insurance requirements. These laws vary by state, so it’s a good idea to make sure you get the right coverage.

Even if your state doesn’t require coverage, it’s important to have it because it can help protect your golf cart if it gets damaged or stolen. Without it, you’re responsible for paying for damages and medical bills out of pocket.

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As an independent agency, we are here to help you find the right coverage

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  1. Fill out the form, we’ll be in touch.
  2. Go over your options with an agent.
  3. Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!